Car finance was built for dealers.
We rebuilt it for drivers.
MotoLend started with a simple observation. The person signing the agreement was the only one in the room without an advantage, so we set out to give them one.
The problem
The desk always won
For decades car finance happened at a desk in a showroom, quoted by someone who earned more when you paid more. Discretionary commission models, which are now banned, let the person selling you the loan set your interest rate.
Comparing offers meant hours of phone calls and a trail of hard searches bruising your credit file, so most people simply signed whatever was put in front of them.
Our answer
We moved the market onto your phone
MotoLend turns that around. A soft credit check allows us to search our panel of lenders for available finance options, offers are ranked by total cost of credit, and our commission does not influence the interest rate you are offered.
The result is the same car and the same pool of lenders, but a much better deal for the person who actually pays for it.
search with no score impact
UK credit broker
verified cars available
upfront broker fees
What we stand on
Four things we will not bend on.
The cheapest deal wins
Offers are ranked by total cost of credit. Our commission arrangements do not influence the interest rate you are offered.
Soft search until you say go
Shopping around should never cost you credit score. A hard search happens once, after you have chosen.
The rate shown is the rate signed
There are no teaser APRs and no representative bait that evaporates at the last step.
Humans when you want them
Real finance specialists are on chat and phone from 8am to 8pm, and they advise rather than pressure.
Transparent car finance.
Complete peace of mind.
See your rate in about 60 seconds with no score impact and no obligation.
Get my rate →