Terms of Use &
Broker Disclosure
These terms govern your access to the MotoLend platform and explain our credit brokerage services under FCA CONC regulations.
1. Broker Status & Regulatory Disclosure
Motolend LTD trading as MotoLend (Company No. 16564707, FCA FRN: 1054100, ICO: ZC065336) is an independent credit broker and not a lender. Registered Office: 166a Wanstead Lane, Ilford, Essex, IG1 3SW. We work with a representative panel of FCA-regulated automotive finance lenders to introduce you to car finance products suitable for your circumstances. Phone / WhatsApp: 0115 661 1111. We do not charge you a fee for using our broking service.
2. Commission & Remuneration Disclosure (FCA CONC 4.5)
We may receive a commission payment or financial remuneration from the lender if you choose to enter into a credit agreement introduced by us. This commission may be a fixed fee or calculated by reference to the amount borrowed. Under FCA CONC 4.5 regulations, the commission we receive does not influence the interest rate (APR) or finance terms offered to you. Different lenders may pay different commission amounts. You have the right to request full disclosure of the amount of commission payable before entering into a credit agreement by contacting sales@motolend.co.uk.
3. Quotes & Calculator Estimates
All figures generated on our finance calculators, monthly repayment estimates, and representative APR quotes are illustrative and non-binding. Final APRs, monthly payments, and deposit requirements are determined by the lender following formal underwriting and status checks.
4. Use of Website & Intellectual Property
All graphics, interactive dynamic tools, brand marks, and code on MotoLend are the property of MotoLend Ltd. Unauthorized copying, scraping, or commercial reproduction of any elements is strictly prohibited.
5. Governing Law
These terms of business and any non-contractual obligations arising out of or in connection with them are governed by and construed in accordance with the laws of England and Wales.